Comprehensive list: The Best Internet Banks in Ghana

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With online banks available, account holders can access their bank account and conduct transactions through the internet. Whether it’s checking your balance, transferring funds or making payments.

The Internet has dramatically lessened the importance of physical branches and made it possible to bank from anywhere, at any time.

To save you the stress, we have compiled a comprehensive list of the Best Internet Banks in Ghana. See below:

Fidelity Bank

Fidelity Bank is largely known as one of the leading Banks with the best Internet Bank in Ghana at the moment. With the introduction of Fidelity Bank App, customers are able to send money to all MoMo wallets in Ghana (Mtn MoMo, Vodacash and AirtelTigo cash).

Account holders are eligible to transfer money from their MoMo wallets into their Fidelity accounts for any MoMo network in Ghana. With their platform, you can pay for utilities such as Dstv, Gotv, GWCL & ECG post-paid; and to make payments to other merchants for goods and services.

The Fidelity Bank App enable customers to send money to other banks in Ghana instantly (GIP) or within 24 working hours (ACH). Account holders can transfer funds between own accounts, other Fidelity accounts or from their foreign currency account to their cedi account.

You can also Top up airtime for any mobile network in Ghana or purchase internet data for MTN, Surfline, Glo & Vodafone with the Fidelity Bank App.


Recognized as one of the leading Banks in Ghana, Ecobank are continually investing in the latest internet and security technologies to help you take control of your finances online. If you are an Ecobank account holder, you are already pre-registered for free internet banking. Their platform boast of;

  • Enhanced security
  • Real-time transactions
  • Online payments
  • Domestic and international transfers, including Rapidtransfer
  • 24/7 customer service support centre
  • Direct email feedback


GTBank’s offers unrivalled Internet Banking for their valued customers. With their Internet Banking platform, customers can pay their DSTV monthly subscription, Ghana Water and ECG Post paid utility bills from the comfort of homes, offices on any mobile device with internet connectivity. Payments are made in real-time to the various service providers.

Guaranty Trust Bank’s Internet banking platform boast of robust channel designed with the state-of–the-art technology that gives you unlimited access to your accounts and allows customers conveniently perform over 90% of their bank transactions online real-time.

Customers can enjoy the convenience of managing finances quickly and easily at a time that suits them. Customers have;
Easy access to account(s) from anywhere in the world.
• Online real-time account monitoring facility.
• Convenience of conducting banking transactions from comfort of home/office.
• Guaranteed security for all online transactions.
• Easy Access to bank information and products.
• Effective, cheaper and easier way for our customers to communicate with the bank.
• Allows 24/7 access to account.

Zenith Bank

Zenith Bank’s flexible Internet Banking allows customers the ease and convenience of a 24 hour efficient and secure banking experience on a real-time basis anywhere in the world via the internet. On their platform, you can logon your details,  access your balances and carry out account transactions at your convenience.

With Zenith Bank’s Internet Banking, customers can;

  • View your real-time account balances.
  • View real-time transactions on your account.
  • View transaction history on your account.
  • View uncollected funds on your account.
  • Download and print your account activity report in Html, CSV and Excel formats.
  • Intra and Inter accounts transfers.
  • Pay bills e.g.  ECG, DSTV, Water etc


Formerly, Barclays Bank, Absa’s internet banking platform can help you manage accounts and pay bills, all from the comfort of your home or office at ease. Customers can enjoy the convenience of online banking and have access to view their account information, download and print your statements, download and print your proof of payments.

Customers can also Transfer funds to other accounts (make EFTs), and view credit card statements. Their platform can link your accounts (both credit card and additional bank accounts). Account Holders can carry out foreign exchange transactions. You can also;

  • Pay your utility bills, buy airtime and load mobile money wallet.
  • Query foreign exchange and interest rates.
  • Send and receive email to and from Absa.
  • Access your account 24/7, from anywhere in the world.

Stanbic Bank

With Stanbic Bank’s user-friendly internet banking platform, customers can access and transact on their accounts online, 24 hours a day, 7 days a week.

Account holders are presented with a simple and convenient way to do banking in comfort and on their own terms. Customers can access your Balance Enquiry and make Transfers/Payments to Stanbic accounts or any bank in Ghana.

With the Stanbic Bank app, customers can make Multiple Payments, modify their Account, get access to their Overdraft Limit, Cheque book, Stop Cheque, Renew Fixed Deposit and make Mobile Top-Up with ease. It is fast, secure and easy-to-use.


United Bank Africa’s Internet banking service allows customers to conduct financial transactions via the world wide web from their home, office or on the move. Their platform allows account holders to access their account information service and Transfer funds at their own convenience.

UBA’s Internet platform gives customers access to make;

  • Cheque book maintenance
  • Bills payments service
  • Salary payment service
  • Customizable options
  • Online real-time
  • Available 24/7
  • Secure and compatible with major web browsers

Access Bank

Access Bank internet banking website given to an individual customer to electronically access their account at a go. Access Bank also has a Mobile App where customers can make transactions with ease.

They provide a robust, safe and convenient way to bank right from your office, at home or on the move. With internet connection, you access to your account is just a click away. Bank conveniently whether day or night.

Even when you are away from the banking hall, you can still be assured of utmost security on your account whenever you choose to bank online. Account holders can carry out secure transactions faster and more efficiently with straight-through processing and simplified transaction functions.

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