Top 10 Health Insurance Companies In Ghana

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For those who don’t really know what a health insurance is and how beneficial it is , we will briefly delve into it below.

Health insurance is a type of insurance coverage that typically pays for medical, surgical, prescription drug and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

The most popular health insurance scheme in Ghana is the National Health Insurance Scheme (NHIS) which is state owned or managed by the government of Ghana. Over the years , a lot of private health insurance companies have sprang up. We will be highlighting the best amongst the rest below.

Premier Health Insurance

Premier Health Insurance is experienced and well networked to provide quality and affordable health care delivery to the optimum satisfaction of all members.

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Phoenix Health Insurance Ltd.

Phoenix Insurance is a private limited liability insurance company incorporated in Ghana in 1995, under the Company’s Code of 1963 (Act 179). Phoenix Insurance underwrites products, including engineering insurance, bonds, motor insurance, fire, accidents, marine and other tailor-made products. We deliver to customers and clients through an exciting, personalized and delightful service culture.

Nationwide Medical Insurance

Nationwide offers to its cherished clients an array of superior and unrivalled quality healthcare benefits.

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Acacia Health Insurance Ltd

Acacia Health Insurance (Acacia) is a Private Commercial Health Insurance Company registered under the laws of Ghana which operates for the benefit of its members.

Their Scheme has accredited Service Providers across the country to provide comprehensive healthcare for all its members. There are various product options specially designed to cater for all categories of businesses and levels of employees.

Metropolitan Life Insurance

Metropolitan Health Insurance Ghana is a Private Commercial Health Insurance Scheme incorporated under the laws of Ghana and licensed by the National Health Insurance Authority (NHIA) to underwrite the business of Health Insurance.

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GLICO Head Office

The GLICO Health Plan is a comprehensive health insurance scheme that provides cover for out-patient and in-patient care through a network of affiliated service providers. The scheme provides a choice of sustainable and flexible benefit packages with a full range of options, as well as choice of Doctor, Clinic, Laboratories, and Pharmacies within the affiliate Provider Network. The GLICO Health Plan has five categories of products namely:

Allianz Insurance Company Ghana LTD

Allianz Insurance Company Ghana Limited provides a wide range of products and services  such as Motor, Home, Travel, Injury and Disability Insurance. Allianz Insurance also underwrites SME insurance, Public Liability Insurance, Asset, Construction, Transport & Cyber Crime Insurance. Allianz has bancassurance partnerships with Société Generale Ghana and Ecobank Ghana

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Phoenix Insurance Company Ltd.

Phoenix Insurance underwrites diverse products, including engineering insurance, bonds, motor insurance, fire, accidents, marine and other tailor-made products and services.

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Enterprise Insurance Company Limited

Enterprise Insurance Company Limited is the oldest insurance company in Ghana having been in operation since 1924. It takes its roots from the Royal Exchange Assurance Corporation of the United Kingdom, which commenced business in the Gold Coast in 1924, then became Guardian Royal Exchange Assurance Ghana Limited, (GREG) and subsequently, Enterprise Insurance Company Limited. Enterprise Insurance is a leading Insurer in Fire, Marine, Motor and General Accident.

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Apex Health Insurance

Apex Health offers to its cherished clients an array of healthcare benefits including consultations, diagnostic investigations, pharmaceutical services, surgeries, dental and optical services, maternity, hospital accommodation etc. Apex Health Insurance’s experience spans virtually all industry including mining and construction, banking, telecommunications, hospitality and multinationals.

We provide healthcare -benefits to our members through a network of over six hundred (600) healthcare providers across Ghana.

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